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➗ Simple & Compound Interest

Compare simple and compound interest side by side for any amount.

Formulas

Simple interest = P × R × T ÷ 100. Interest is charged only on the original principal.

Compound interest = P × (1 + R/(100k))k×T − P. Interest is added to the principal and then earns interest itself.

Frequently asked questions

Which is higher, SI or CI?

For the same rate and a period longer than one compounding cycle, compound interest is always higher.

What is 2 rupees interest per month?

'2 rupees per hundred per month' means 2% a month, or 24% a year simple interest. Enter 24 as the rate.